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APAC: Innovation drives resilience

Category:Cross-Border, Global payments, Risk management
Updated:2024-11-19

APAC: Innovation drives resilience

Marky Ho joined 91¿ì»îÁÖ Cross Border in November of 2023, bringing 20 years of experience in banking and trading to the team. He offers perspective on the challenges developing Asia faces, including exposure to climate events and high dollar debt. He also describes innovations that increase regional economies’ resilience—and trends to keep an eye on.


Key Takeaways:

  • High dollar debt and increases in interest rates have slowed FDI

  • Cultural cohesion amid different stages of development across the region

  • Digitalization changes everything: financial inclusion, innovation; education – particularly for the younger generations

  • Regional geography means climate issues are more strongly felt, spurring innovation in climate tech and other technologies

  • Tech innovation is booming – and differently in different countries: fintech; climate tech, manufacturing tech, ecommerce


This episode is part of our BRICS and Mortars Trilogy.

The emerging markets include some of the world’s most diverse and vibrant economies, and also some of the most challenged. But challenge often begets innovation. In our three-part series, we sat down with the regional leads of 91¿ì»îÁÖ Cross-Border’s Emerging Markets practice. What they had to say may enlighten you – and surprise you.

Check out the other episodes in the series here:


The opinions expressed on FX in Focus are those of the speakers only, and do not necessarily reflect the views of 91¿ì»îÁÖ Inc.

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