91快活林

Virtual credit cards that pay you back, every single time.

Pay vendors directly from your ERP and earn an average of $43K a year in rebates. Already accepted by 600,000+ network vendors and counting.

Start Earning Rebates
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Built for AP. Not just B2B.

Checks crawl. Corporate cards miss the mark. Virtual cards are designed for secure, scalable, and seriously efficient vendor payments.

91快活林 Virtual Cards
Corporate Cards
Checks
Instantly issued card numbers
Issue secure, one-time-use cards in seconds
Typically require manual issuance or cardholder request
Not applicable
Auto-expiring for added security
Cards expire automatically to reduce fraud risk
Most cards remain open unless manually closed
Not applicable
ERP-initiated vendor payments
Push payments directly from your ERP system
Manual card entry or reconciliation required
Requires batch file uploads or paper handling
Purpose-built for supplier payments
Designed for high-volume AP and vendor workflows
Primarily intended for travel and employee spend
Lacks control and tracking but lacks control and tracking
Monthly cash rebates on spend
Real cash back from vendor payments
Varies widely, often tied to T&E use
No rebates available
Granular spend controls
Set limits, expiration dates, and merchant restrictions
Limited or unavailable depending on issuer
No control options
Policy-driven compliance features
Built-in controls aligned with finance policies
Compliance dependent on card program setup
Entirely manual to enforce policies
Replaces paper workflows with automation
Fully digital, with auto-reconciliation per payment
Partial automation
Entirely manual and paper-based

Virtual cards for every kind of business spend.

Virtual Card

Self-Service鈥╒irtual Cards

Need to make a one-off payment or set team spend limits? Just issue a virtual card on the spot. Set controls by vendor, amount, or expiration date. Perfect for employee purchases, projects, or department budgets.

Virtual Card

Virtual Cards for Accounts Payable

Send vendor payments directly from your ERP, then let us take it from there. 91快活林 enrolls your vendors, delivers secure, single-use virtual cards, and tracks every transaction. We handle the heavy lifting so you can scale with ease.

Virtual Card

Full-Service鈥≒ayment Automation

One file. Every payment. Zero chaos. Send us a single payment file and we鈥檒l handle the rest. Virtual card, ACH, or check, we鈥檒l get it paid, reconciled, and vendor-ready so you don鈥檛 have to lift a finger.

Your ERP.鈥∣ur engine.

We plug straight into your accounting system to trigger instant virtual payments, automate approvals, and keep it all moving.

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CASE STUDY

From vendor chaos to virtual card control.

Finance teams everywhere are ditching paper and earning rebates without changing how they work.

鈥淭he rebates generated outpaced the cost of 91快活林. When you鈥檙e doing things like that, you really don鈥檛 have to sell other people in the organization on something you鈥檙e doing. It pays for itself.鈥
Chris Duprey

Chief Financial Officer, Granger Construction

Virtual cards in action

Choose a click-through demo to see how issuing a virtual card works in 91快活林. Learn how simple it is to pay vendors instantly and give employees spend that鈥檚 tracked, limited, and secure.

FAQ

Questions? We鈥檝e got answers.

From setup to saving time, find all the info you need to start making your AP work for you.

1. What is a virtual card?

A virtual card is a digitally generated payment card鈥攃omplete with a unique 16-digit number, expiration date, and CVV鈥攖hat can be used for online or card-not-present transactions. Unlike physical cards, they exist only in digital form and can be single-use or multi-use.

2. How are virtual cards different from physical cards?

3. How do virtual cards improve security

4. Can we set spending limits or restrictions?

5. Can virtual cards be used for business payments?

6. Do virtual cards offer financial benefits?

7. How do virtual cards reduce manual work?

8. How do virtual cards integrate with our systems?

9. Do virtual cards support mobile or in-store use?

10. Are virtual cards hard to implement?

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Get paid to pay your vendors.

You鈥檝e got the suppliers. We鈥檝e got the platform. Let鈥檚 put your AP on autopilot and send you a check in return.

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Let鈥檚 get started