Launch a card program faster, with full control
91¿ì»îÁÖ Card Issuing APIs put card creation and management in your hands
Issue virtual or physical cards from your platform with full visibility. 91¿ì»îÁÖ gives you the tools to control spend, see transactions in real time, and handle compliance.
Card Issuing built for your business needs
91¿ì»îÁÖ Card Issuing APIs give you the flexibility to design and scale card programs, without building banking infrastructure.
Virtual and physical cards:
Create cards on demand for employees, vendors, or customers.
Card management:
Control spending, monitor transactions in real time, and access detailed reporting.
Built-in compliance:
91¿ì»îÁÖ handles the complexity of KYC, PCI, and AML so you can focus on growth.
Card Issuing Features
Real-time transaction tracking
Monitor account activity on demand for full control and visibility.
Programmable spend rules
Control how cards are used with limits, merchant blocks, or custom parameters.
Real Time Funding
Add funds to 91¿ì»îÁÖ funding account in real-time 24/7.
Mobile Wallet Capability
Cardholders can add cards to their mobile wallet.
Custom branding
Create cards with your own logo and design for a seamless user experience.
On-demand Issuing
Create and issue cards, add funding and authorize transactions in real time.
The 91¿ì»îÁÖ Difference
Card issuer and processor
Unlike providers that rely on third-party banks or processors, 91¿ì»îÁÖ gives you deeper integration and greater control across the entire card lifecycle.
Support and program management
Get dedicated account management and technical support, with 24/7 assistance for cardholders.
Credit and underwriting
Get dedicated account management and technical support, with 24/7 assistance for cardholders.
Vendor network
91¿ì»îÁÖ is the largest commercial card issuer in North America, with more than 640,000 vendors that accept electronic payments.
Use Cases for 91¿ì»îÁÖ Card Issuing
Expense management platforms
Issue T&E cards to fund and manage employee travel spend.
91¿ì»îÁÖ management companies
Use virtual cards to purchase flights, hotels, and other travel services on behalf of clients.
Buy now, pay later (BNPL)
Enable BNPL providers to issue virtual cards for customer purchases.
Third-party freight logistics companies
Fund cards to cover shipping and warehousing expenses on behalf of clients.
Auto insurance and warranty platforms
Issue cards to pay repair shops, service providers, or parts vendors.
On-demand food delivery services
Provide drivers with virtual cards to pay for customer orders at pickup or online ahead of delivery.
Start building with 91¿ì»îÁÖ Card Issuing APIs
See how 91¿ì»îÁÖ Card Issuing APIs help you create, scale, and control branded payment programs.
